Review of 2025, 127% Bank Growth Using Tipsters in a Changing Betting Market

One of the biggest questions we hear at Smart Betting Club is simple.

Does this actually work in the real world?

Not in theory. Not in spreadsheets. Not cherry picked highlights. But in the day to day reality of betting using tipsters, dealing with limits, placing thousands of bets, and sticking to a plan over a full year.

That is exactly why we have now moved Rowan’s SBC Bet Diary from a free-to-all blog to behind our members paywall. Subscribe now to SBC to gain full access.

You see, Rowan’s Bet Diary is not content written to sell anything. It is a real time account of what it looks like to bet seriously using the kind of services we review and recommend at SBC.

And now its members only – we can be more explicit in what we advise and write about. Some secrets and knowledge can be ruined if too many people access it – hence why we need to save it for the small SBC member community.

His latest post is the first fully paywalled entry.

It is titled Review of 2025: 127% Bank Growth in a Year of Change

The headline number matters.

In 2025 Rowan staked 179,066.5 points, made a profit of 8,941.74 points, achieved a 4.99% ROI, and grew his betting bank by 127.74%.

That is not a typo.

Rowan judges his performance on bank growth, not single wins or monthly spikes. His personal target is to double his bank each year, and in 2025 he exceeded that.

Inside the article, he breaks everything down in full.

  • Service by service results.
  • Where bets were placed, including soft bookmakers and increasingly betting shops, and exchanges.
  • How restrictions have changed his approach as a consistent winner.
  • What worked, what did not, and what he adjusted along the way.

This is not theory. It is not hindsight. It is someone applying exactly what SBC stands for and showing the results.

That is now reserved for members only. Sign-up now for instant access.

And it ties directly into something else we have just released.

We have launched a new SBC members only video interview series focused on how profitable bettors actually operate in practice.

The first interview is a one hour case study with an SBC member who made 100k net profit in around 11 months during 2025 by using tipsters correctly.

  • No inside information.
  • No shortcuts.
  • No lucky runs.

Just structure, discipline, correct staking, and consistent execution using SBC recommended services.

In the interview, he explains how opinion led betting held him back, why staking was the turning point, how he selected services, how limits were planned for, and how repetition rather than big wins drove the results.

Alongside the video, members also get a written guide pulling out the key lessons so they can be applied properly.

This is what SBC is about.

  • Real bettors.
  • Real numbers.
  • Real process.

If you want access to Rowan’s Bet Diary, this new video series, and the full SBC library of independent tipster reviews, reports, and guidance on how to approach betting properly, you will need an SBC membership.

If you are already a member, log in and read Rowan’s latest post today.

If not, joining SBC gives you immediate access.

Inside the Bet Diary: Real-Life Betting Wins, Losses, and Lessons from Rowan Day

Betting can often feel like a solitary game and it’s rare for many of us to regularly talk about our punting in an honest and transparent way, if at all (booming on social media doesn’t count!).

Which is why Rowan Day writes his Bet Diary for us here at SBC as we felt there was a gap in the market for an honest, realistic and at times humorous rundown of what it is like to bet on tipsters to make a profit.

Follow Rowan’s real life betting journey

Below are some excerpts to show why this series is so popular as Rowan gets into the weeds on the ups and downs of how he makes a long-term betting profit.

And the good news is that lately it’s been a very positive time as Rowan outlined in his latest diary update. Here is an excerpt:

“My last post was headlined, “56% bank growth…in one bet!!!”.

What’s it going to be in my next post? “1,000% bank growth…in one bet!!!”, as a Lucky 15 is landed with four double digit winners?

A man can dream.

But, what is no dream, is that following on from a 3 out of 4 winning Lucky 15 using the Bookie Bashing Racing Tracker last week, Weekly Golf Value – taking value priced players from the Bookie Bashing Golf Tracker – put up 200/1 winner of the Genesis Championship in South Korea, Junghwan Lee! I woke up to the news that a final round 64 had shot Lee to the head of the leader board, and there he had stayed. Wow!

If memory serves me correctly, and sadly I’ve reached an age where perhaps my memory is not quite as sharp as it was, that’s the biggest winner I’ve ever had on the golf. “

Yet as good as a period of form its been lately (His October ROI sits at 16.49% as he updates at the end of each blog post), it’s not always sunshine and rainbows when betting as we all know.

There are often challenges, not just losing runs but things like online restrictions and juggling it around work and other commitments as he posted about on the 1st October:

“September has been a particularly underwhelming month, and several issues have arisen that frankly, have been a little tiresome to deal with. I’ve recognised the problems, because I’ve been through these situations before. More to the point, I knew they would arrive again, and have therefore had plenty of time to think ahead.

In a nutshell, the time has arrived again to start to look towards betting predominantly in shops and on the exchanges.

My betting now has to be designed largely around work, and being able to get to bookmaker shops. I’m fortunate in that I have a number of BetFreds, William Hills and Ladbrokes all within a very short drive. I’ve been here before, and I’ve been able to make it work.”

Real Life Betting

Rowan lives and breathes his betting, reporting the challenges that can come with following any tipster or system.

He has been doing this for a long time so he knows ‘the game’ but I still find it fascinating (and refreshingly honest) when he articulates the joys, biases and paranoia that can come with serious betting for profit.

In addition to this, Rowan’s posts also discuss things like:

  • New tipsters, strategies and angles that have come into the SBC or the general market
  • Account restrictions
  • Exchange betting
  • Shop betting and dealing with the ‘beady eyes’ when taking that value
  • Rowan’s thoughts on developments in the gambling world
  • Arsenal’s title challenge (Yawn!)
  • A lot more besides!

Read More Every Week

For those of you interested in reading the Bet Diary, simply visit the Bet Diary link each week to read Rowan’s posts.

Every one of Rowan’s pieces is also kept on this page if you would like to go back and read through the archive!

Betting doesn’t have to be a solitary game when you can read the thoughts of others – this is the perfect opportunity to do just that!

Real-Life Betting For Profit Using Tipsters – Read The FREE Bet Diary Every Week!

Betting can often feel like a solitary game and it’s rare for any of us to regularly talk about our punting in an honest and transparent way, if at all (booming on social media doesn’t count!).

Rowan Day’s Bet Diary Series does just that, with his highs, lows and everything in-between covered in his excellent weekly posts on his usage of tipsters to make a profit betting.

(Something he has been doing using SBC’s recommended tipsters for a very long time!)

Follow Rowan’s Real Life Betting Journey

Below are some excerpts to show why this series is so popular as Rowan gets into the weeds on the ups and downs of how he makes a long-term betting profit.

In this post from September 23rd, Rowan had a good week:

‘It’s felt a little while in the coming, but on Friday I had the first four up in a Bookie Bashing Lucky 15 sourced from the Early Pay Out Tracker for the first time this season. Decent prices too, and that one bet provided a profit equal to 24.7% bank growth, and has pushed the ROI for the month to date up to 37.3%. Sadly, each and every other day for this strategy was a losing one, but I can live with that when we get winners such as this.

Sys Analyst carried on the good work done this month. Only in action on the Friday and Saturday, a nice winner at just over 11/1 on the Exchanges and a 20/1 place at a bookmaker ensured more profit. It’s been beautifully steady this month, and long may that continue. Actually, “steady” doesn’t do it anywhere near justice. Bank growth this month is currently 22% and the ROI is 172.4%. Let’s upgrade “steady” to “bloody spectacular”!’

This week’s post is a little less optimistic but Rowan always deals with reality head on:

‘…to be honest, I’d snap your hand off for “not great”. The word I would use instead to describe the past seven days or so, is the title of this post!

We all know these spells happen from time to time, but it makes them no less painful to endure when they do. It’s been a horrible week, with not one tipster or strategy used generating any profit, and a number producing a pretty sharp loss. Diversification is supposed to stop such acute sharp, short term swings, but every now and then, the principles of diversification get trampled on and destroyed.’

Real Life Betting

As you can tell from these examples, Rowan lives and breathes his betting, reporting the wild variance that can come with following any tipster or system.

He has been doing this for a long time so he knows ‘the game’ but I still find it fascinating (and refreshingly honest) when he articulates the joys, biases and paranoia that can come with serious betting for profit.

‘Have I found the new Patrick Veitch?’‘Has this tipster lost his edge?’ and ‘Does everyone else feel this way sometimes?‘ are all questions that I have asked myself after 20 years of serious punting so it is great to know that someone else has too!

In addition to this, Rowan’s posts also discuss things like:

  • New tipsters, strategies and angles that have come into the SBC or the general market
  • Account restrictions
  • Shop betting and dealing with the ‘beady eyes’ when taking that value
  • Rowan’s thoughts on developments in the gambling world
  • A lot more besides!

Don’t Miss Out: Free Email Updates

For those of you interested in reading the Bet Diary you have two options.

Option 1 is to simply visit the Bet Diary link each week to read Rowan’s posts. He blogs on the Bet Diary a few times each week.

Option 2 is to click here and join the Bet Diary Saturday email list, where every Saturday we collate all of Rowan’s latest posts and send them direct to your inbox!

(Note – after you click that Option 2 link, you should receive an email notifying you have joined the Bet Diary Mailing List. If not then you can sign-up for free email updates here.)

Every one of Rowan’s pieces is also kept on this page if you would like to go back and read through the archive!

Betting doesn’t have to be a solitary game when you can read the thoughts of others – this is the perfect opportunity to do just that!

⚽️ 24% ROI and ROC Above 100%! Easy To Use Tracker Delivers Massive Profits – Review Out Now!⚽️

For those of you who read Rowan Day’s Bet Diary series, some quite remarkable 2024 results were posted recently as our resident writer discussed his use of the Bookie Bashing Early Payout Tracker.

Using Lucky 15s for his staking, Rowan has posted Return On Investment (ROI) figures of 25.42% and this excellent performance has resulted in his starting bank for this strategy more than doubling this year (Return On Capital stands at 110.11%!).

How Does This Work?

Many bookmakers (including the likes of Bet365 and BetFred) offer concessions that offer excellent value in the football markets and with some sensible staking strategies, these can be used to create excellent value bets that don’t spook bookmakers. This is because they do not trigger mechanisms that would normally flag your action (e.g. beating the closing line).

Using a tracker on the Bookie Bashing website, you can find value propositions from leagues all across the world, meaning that getting bets down on a daily basis is more than achievable!

The good news is that despite the major European leagues now being on their Summer breaks, the European Championships and a wide range of global leagues are still up and running, providing plenty of opportunities to get these bets down!

Yes we know Man City have won the league in England but leagues such as in Scandinavia, North and South America and the rest of the world continue apace as usual.

Our Review

To accompany Rowan’s diary posts, we have just published a review of this strategy, with a detailed analysis of the historical figures, commentary from the SBC team and real-life usage all incorporated to provide an overview of who this strategy is best for.

Like with any of our reviews, we use advanced analytics to break the data down and one key takeaway from this work is how bookmakers are likely to react to this betting and whether account restrictions are a big risk here (or not!).

Sign Up To Read

You can read this review (and all of our other publications) immediately with a paid SBC subscription, options for which can be found here.

In addition, subscriptions to Bookie Bashing can be obtained at reduced rates, with 25% off your first three months with this service, which has many other tools and trackers that can help your betting (golf and horse racing are just two that have gone through full SBC reviews).

To find out more about discounts, our reviews and every other benefit that comes with SBC Membership, just visit this page, where we have tried to summarise it all!

As ever, if you have any questions, please get in touch!

New SBC Podcast: Rowan Day explains how he makes a profit using tipsters

In the latest SBC Podcast episode I chatted with real-life tipster subscriber, Rowan Day to explore the results from his tipster portfolio and the profit he has made betting over the past 12 months.

You can listen to this episode now via Apple / Spotify / Google and all other major podcast directories (search Smart Betting Club)

This episode is a companion to the new Bet Diary annual report we published on Friday, which summarises the performance of the tipsters that Rowan follows.

You can download your report via the following link:

(Link opens up a PDF file containing the report in full)

ABOUT THIS EPISODE

My guest in this episode was SBC’s Rowan Day who has been writing the weekly Bet Diary blog on making a profit from tipsters for several years.

Once again it was another successful year with a strong profit achieved and Rowan outlines some of the best performing tipster services, who they are and why and how he follows them in.

For those of you keen to build your own tipster portfolio, he shares his thoughts on how best to approach this and how to choose tipsters that suit you, your budget, experience and bookmakers available.

We also get into the topic of bookmaker restrictions and how he gets around that with a few tips for account longevity and using the exchanges.

Its an ideal podcast for those of you interested in making money via tipsters and the experience Rowan can share on his success over the years doing exactly this.

ABOUT THE BET DIARY

The SBC Bet Diary was introduced in 2015 with the goal of helping to communicate some of the practical realities of following tipsters to make money betting.

It’s penned by profitable punter, and SBC writer, Rowan Day who each week discusses his ongoing betting journey including the tipsters he follows and his performance, using their advice (win or lose – he is always refreshingly honest!).

The idea behind the Bet Diary is to provide some real-life, genuine, experiences of just how the tipsters we rate and recommend can actually make you a realistic extra income stream.

Whether it’s to simply make some extra pocket money, fund a family holiday, or to generate a sustainable second income – his Bet Diary will be able to help you achieve your goals.

Updated weekly, you can read the very latest from Rowan at the Bet Diary homepage.

Free Download – Discover How Our Tipster Portfolio Has Fared!

Want to know how a betting professional makes a profit by following tipsters?

If so, then you will absolutely want to read this new (FREE) report on the performance of the ‘Bet Diary’ tipster portfolio from the past 12 months.

(Link opens up a PDF file containing the report in full)

This PDF report reveals exactly how much SBC writer and professional bettor Rowan Day won with his tipster portfolio over the past year – as he has written about each week on the free-to-read Bet Diary.

The good news is that it was another profitable period for him – his 7th year in a row!

In this FREE to download report, Rowan explains all on his performance from the past year, including:

  • All the details on the tipsters he follows
  • The profit and loss each tipster made over the past 12 months and his thoughts on them!
  • Some of the key metrics Rowan uses to track his portfolio.
  • Exactly how much would have been made at various betting bank sizes.
  • How betting stacks up against other traditional investments.

DOWNLOAD THE BET DIARY PROFIT REPORT

To download the free report, either click this link or the image below and you can access the full PDF file

ABOUT THE BET DIARY

The SBC Bet Diary was introduced in 2015 with the goal of helping to communicate some of the practical realities of following tipsters to make money betting.

It’s penned by profitable punter, and SBC writer, Rowan Day who each week discusses his ongoing betting journey including the tipsters he follows and his performance, using their advice (win or lose – he is always refreshingly honest!).

The idea behind the Bet Diary is to provide some real-life, genuine, experiences of just how the tipsters we rate and recommend can actually make you a realistic extra income stream.

Whether it’s to simply make some extra pocket money, fund a family holiday, or to generate a sustainable second income – his Bet Diary will be able to help you achieve your goals.

Updated weekly, you can read the very latest from Rowan at the Bet Diary homepage.

Sign-up to get every Bet Diary post emailed to you each week

A 41.23% ROI at Cheltenham and the top performing tipster

Another year of the Cheltenham Festival has come and gone and after a hectic few days of betting, it ended up another successful 4 days for SBC’s tipster blogger, Rowan Day to the tune of +40 points profit @ 41.23% ROI

After each day he has reported back on the winners and losers as put up by the recommended tipsters he follows in his usual Bet Diary column.

These tipsters are a mix of Hall of Fame rated racing tipsters and SBC’s own experts – all of those we advocate to follow and with long-term profitable records.

Here is what Rowan made in total over the course of the festival this week:

  • Points staked: 97.37 points
  • Points profit: 40.15 points
  • 41.23% ROI

Full details on his week can be found via the Bet Diary.

No Monkeying Around!

This week’s standout service was the Hall of Fame expert tipster Northern Monkey Punter who backed a series of winners over the course of the festival.

Northern Monkey Punter is just one example of how SBC’s tipster reviews and ratings can help you find the best experts to follow in.

This is a Hall of Fame rated service and SBC members can get a 2 week trial of Northern Monkey Punter as part of a special deal so they can sample what is on offer.

You can also read more about all of the tipster services Rowan follows via his regular Bet Diary posts.

He also follows a series of Golf and Sports tipsters, which have also been very successful so far in 2021 (and prior to that too) so even if horse racing is not your thing, you will find something to enjoy.

About The Bet Diary

Rowan’s Bet Diary is written to help communicate some of the practical realities of following tipsters to make money betting.

Each week on the Bet Diary, Rowan discusses his ongoing betting journey including the tipsters he follows, and his performance using their advice (win or lose – he is always refreshingly honest!).

The idea behind the Bet Diary is to provide some real-life, genuine, experiences of just how the tipsters we rate and recommend can actually make you a realistic extra income stream.

Whether it’s to simply make some extra pocket money, fund a family holiday, or to generate a sustainable second income – his Bet Diary will be able to help you achieve your goals.

You can also get ALL Bet Diary posts sent direct to your inbox for free each week.

Best regards,

Peter Ling
Smart Betting Club Editor

Another free tipster report from the blogger up over 7k in 2019. Read about his remarkable betting journey…

Today I have another freebie to share with you – a 2nd special report from a blogger using tipsters to turn a profit from his betting.

The author in question is the tipster blogger, Making Punting Pay who in this special report explains how he made a £7,346.57 clear profit betting in 2019.

In this 17 page PDF, you can explore his journey to profit on a month-by-month basis, including the 6 tipsters he follows, the lessons learnt along the way and his advice to those looking to copy his approach when sport and betting return!

Download it now via either of the links below.

DOWNLOAD THIS FREE REPORT PDF

P.s. Make sure you also read the latest posts up at the Making Punting Pay blog on how he performed during Cheltenham 2020 – where he made £6,704.19 over the course of the 4 day festival!

Download Another Free Tipster Report…

If you missed our email last Monday, you might not have seen the other free report now also available for download.

This second report is from SBC writer, Rowan Day on the performance of the tipsters he follows and the profits he made with them during 2019.

Just as with Making Punting Pay, 2019 was another profitable year for Rowan….Providing yet more evidence were it needed that the top rated tipsters we recommend are well worth following.

DOWNLOAD ROWAN’S BET DIARY REPORT PDF

Read More Free From Both These Authors

Although there is very little to bet on currently, it is a great time to read up on some of the excellent material from both these authors on their betting journeys in greater detail.

First of all you can explore more from Making Punting Pay at his regularly updated blog, including his performance so far during 2020. I also recommend going through each week of his blog during 2019 for even more detail on the decisions he made, the challenges faced and overcame.

If you want to read more from Rowan, the author of the 2nd report, you can find posts on his betting progress dating back to 2015 at the free SBC Bet Diary page.

Best Regards

Peter Ling

Smart Betting Club Owner and Founder

 

 

Bet Diary Free Tipster Report

Although good betting opportunities are few and far between currently, that is not stopping us here at SBC from publishing a range of special reports to help educate, inform and occupy you in these strange, isolating times we find ourselves in.

Starting today with the release of a special FREE report from SBC writer, Rowan Day on the performance of the tipsters he follows and the profits he made with them during 2019.

Inside this report, you can read all about Rowan’s tipster portfolio and exactly how much he has made following a series of tipsters over the past 12 months. Hopefully providing some inspiration for those of you looking to do the same when sport and betting return in the future.

The good news is that 2019 was another profitable year for him….Providing yet more evidence were it needed that the top rated tipsters we recommend are well worth following.

Of course the profit made from betting is never a smooth curve but if you can get through a full year and show a good profit – that is the goal!

DOWNLOAD THE FREE BET DIARY REPORT

 

Why He Writes The Bet Diary

Since 2015, Rowan has been writing a free weekly betting blog on the Smart Betting Club site called the ‘Bet Diary‘ through which he has outlined the ongoing profit (and occasional losses) the tipsters he follows have made him.

The idea behind the Bet Diary is to provide some real-life, genuine, experiences of just how the tipsters we rate and recommend can actually make you a realistic extra income stream.

Whether it’s to simply make some extra pocket money, fund a family holiday, or to generate a sustainable second income – the Bet Diary is here to provide inspiration to those of you looking to do the same.

This newly released report outlines the total profit figures during 2019 for each of the tipsters in his portfolio. Rowan follows several tipsters who advise bets across a mixture of horse racing, football and golf that suit him and his commitments.

DOWNLOAD THE FREE BET DIARY REPORT

Read More On The Bet Diary

If this free report whets your appetite, then you can read more on the Bet Diary on the SBC website including all of his posts dating back several years.

Some other useful links:

Read more about the individual tipsters Rowan follows

Learn more about the man himself!

Sign-up to get every Bet Diary post emailed to you each week

For those of you keen to know more, you can also access his more detailed blog (Bet Diary Pro) as a Smart Betting Club member.

Best Regards

Peter Ling

Smart Betting Club Owner and Founder

 

Win some, lose some – but mostly winning. Real-life betting with tipsters blog

Win some, lose some – but mostly winning

That’s the subject line of the very latest post from our real-life betting blog ‘The Bet Diary‘ as our writer, Rowan, shared details on his recent experiences in following a series of tipsters.

And in many ways this sums up the life of a punter – especially as betting profits don’t always come in a straight line.

You might make £5,000 over a 3 month period, but it could be that you made a £500 loss in month 1, a £1000 profit in month 2 and a £4500 profit in month 3.

The type of pattern that can challenge most people when it comes to stickability with the tipsters you follow. Quit too soon and you often miss the benefits.

Here at the Smart Betting Club we fully recognise this challenge and its why we publish our weekly, real-life tipster blog ‘The Bet Diary‘.

Written by SBC’s Rowan Day, it details the practical realities of following tipsters to make money betting, the ups and downs and best of all – exactly how much he is making (and sometimes losing)

August is without doubt, proving to be a very profitable month for him with a 27.54% ROI from his tipster portfolio so far (read about this here) but it isn’t always like this.

So, if you are interested in learning more about his tipster porfolio, I invite you to read the Bet Diary. Updated weekly (usually on a Wednesday), you can also sign-up to receive it direct to your inbox each week – click here if you would like to receive this weekly email.

You can also read more on the Bet Diary via these links:

The Bet Diary and the different portfolios explained

The Bet Diary Tipsters

About Rowan – the Author

Read The Bet Diary Pro

Best Regards

Peter Ling

Smart Betting Club Owner and Founder