SBC Guide: Getting Started With Betting Banks


Today I want to explore the topic of betting banks, how they work and just why it’s so important you operate one for every tipster or betting system or strategy that you follow.

Betting banks might not be the ‘sexiest’ topic in the world to discuss but believe me – they can make a massive difference to your betting bottom-line.

I have seen many people fail at betting or make silly mistakes simply because they didn’t use a betting bank.

And the daft thing is – it’s so easy to understand and implement, that once you start working to a simple betting bank, you won’t look back!
After all anything that can help minimise losers and enhance winners has to be a good thing right!



A Betting Bank is a set amount of money that you put aside for each tipster that you follow so as to make you the most effective returns. For each tipster that you follow, you should have a separate and designated betting bank.

A good betting bank will:

  • Protect you from losses caused by inevitable losing runs.
  • Help to maximize effectively how much profit you make overall following a tipster

Without a betting bank in place, the dangers of not coping during a bad run and giving up far too soon are that much higher. Nobody wants to give up on a tipster just before they hit a purple patch, yet this happens all too often for punters without a betting bank in place.

The good news is that setting up a betting bank is extremely simple and here at the Smart Betting Club we provide advice on doing just that for each tipster we review and report back upon.

But first of all, here is how to set up a betting bank…


Betting Banks can be split up into two distinct types as follows:

  • Points Betting Bank
  • Financial Betting Bank

Points Betting Bank (PBB)

Most tipsters will advise staking in terms of ‘points’. This generally varies from 1 point up to 10 points. A Points Betting Bank will tell you how much to stake in real £ or (euros) on each tip.

E.g. If you have £1000 and follow a tipster using a 50-point betting bank, 1 point would equal £20. More on this later.

Points Betting Bank: Rule of thumb

For each tipster we monitor, we calculate the optimal amount of points you need to assign into a betting bank. This protects you from losing runs, enhances winning runs, and keeps staking consistent over time.

Each tipster stakes differently so this Points Betting Bank (PBB) is optimised for each individual service. This allows you to stake efficiently with the confidence that your Financial Betting Bank (see below) will not go bust.

The PBB for each tipster should at the very least take into account the historical worst losing run for that service. A general rule of thumb is to double the previous longest losing run, so that should such a poor run happen again in the future, then no more than at worst 50% of any betting bank should be lost.

To generate the Smart Betting Club’s own betting bank recommendations, we actually use a special in-house ‘betting bank simulator’ which comes up with a highly tuned figure for optimal returns. So as a member of SBC you know we have your bank and back covered!

Financial Betting Bank (FBB)

Of course the amount of money you can actually make from following a service depends on the real-life Financial Betting Bank (FBB) you can apply to it.

This refers to the amount of money you set aside to follow a service, when considering the Points Betting Bank. This FBB amount is related to the PBB as we will go on to demonstrate in the example below.

This FBB amount should be an amount of money you feel comfortable risking in following a particular service. This should be a lump sum of money you have available for investment and should be separate to funds needed for living expenses.

Awesome Foursome - SBC97


To illustrate all these points let’s use a few examples.

For each tipster we recommend, we list the Points Betting Bank required for optimal following. You can find this listed each month in our SBC Magazines & Tipster Profit Reports.

Let’s take an anonymous example from our archives, a profitable racing service we’ll call Top Racing Tips.

If you were a member of Top Racing Tips, we recommend you need a PBB of 100-points. This 100-point figure takes into account historical losing runs, and the current method of staking that Top Racing Tips investments utilises.

If following Top Racing Tips over the past 12 months this service would have brought you 235.58 points profit to their advised staking.
Let’s say we decide to follow Top Racing Tips with a FBB of £2,500 in real money.

  1. We then divide the FBB by the PBB to get our staking per point.
  2. 2,500/100 = £25 per point…. £25 is our stake per point.
  3. If you had made 235.58 X £25 over the past year that brings a £5,889.50 actual profit.

This particular tipster charges £155 per quarter or £430 for a lifetime membership so even if deducting a full year’s subscription, you still would end up nicely in profit.

Profit At Lower Betting Bank Sizes

Of course, you don’t need £2500 to follow this tipster and you can make a tremendous profit with much lower betting banks as follows:

  • £500 bank = £5 per point. Annual profit of £1177.90 (before tipster subscription fees – we recommend the £430 lifetime membership option)
  • £750 bank = £7.50 per point. Annual profit of £1766.86 (before tipster fees)
  • £1500 bank = £15 per point. Annual profit of £3533.70 (before tipster fees)


A Very Simple Ruling For Effective Staking

As you can see it is very simple to calculate your own staking.

To calculate the financial value of 1pt in your betting bank, all you need do is divide your Financial Betting Bank by the recommended Points Betting Bank, which gives you the amount per point you can financially risk.

It is as simple as that!


There is also no harm in starting small with your betting and developing it over a number of years. By doing this you are building a platform for long-term success and it provides a foundation on which to develop your betting further.

Our advice is to not feel pressurised to instantly start making thousands of pounds in your first few months, and instead allow the returns to gradually evolve over time.

Many of the tipsters we recommend have been with us for some time and will still be here for a number of years at least, so there is no rush to make large sums quickly.

A realistic level of expectation will especially help you get to grips with any new services that you decide to follow. By betting to smaller stakes to begin with, you can ensure that each service fits into your lifestyle and that you are able to get the bets on at the required odds. This way you can ease yourself in to each service, become comfortable with their way of working and increase your stakes in line with your confidence in their methods.

Smart Betting Club


This article has been summarised from the in-depth Pro Gambler Blueprint we supply to all new Smart Betting Club members, which provides everything you need to set up your betting properly.

This 100-page blueprint features advice and guidance from seasoned professional gamblers in seven easy to follow sections:

  • Part One: Solid Foundations – Avoid common newbie mistakes by getting your betting off on the right foot.
  • Part Two: Money Matters – Betting bankroll management and how to maximise your profits
  • Part Three: Mindset and What Makes A Winner– Key lessons on what really matters from betting pro’s
  • Part Four: What To Bet On – Football and Horse Racing absolute essentials
  • Part Five: Being Realistic – Tipsters or Systems? How to decide what suits you best
  • Part Six: You’re The Boss – How to develop your own betting niche and become your own expert
  • Part Seven: Bookie Bashing – How to keep under the bookmaker’s radar